Services
Benefits and HR Cost Review
A specialist reviews what you pay for health benefits, HR, and payroll, then delivers a written savings report. Free, and you keep it.
What is included
The review
Thirty minutes of your time, four documents you already have, and a written report within about two weeks.
Benchmarking
What comparable employers your size pay per enrolled employee, so you know whether you have a problem.
Plan and funding options
A neutral read on plan design, contribution strategy, and fully insured, level-funded, self-funded, and ICHRA.
Broker of record
If you move forward, we take over the carrier relationship and the renewal.
Renewal negotiation
We take your group to market 120 days before renewal, not three weeks before.
A named benefits advocate
Your employees call one person about denied claims, missing cards, and billing errors. Included, not an upgrade.
How we are paid
The review is free. If you move your benefits to us as broker of record, the carrier pays us the same way it pays any broker, and your HowToHR One fee drops to $8 per employee per month.
When a PEO is the right answer for a client, we say so in the report and refer you to a vetted partner.
Questions about this
Usually not. Most of what we find is in funding, plan design, and contribution strategy, none of which touch the network. A network change stays your decision.
See what your benefits should cost.
Thirty minutes of your time and a written report you keep. Free either way.