What are your benefits actually costing you?
Five inputs, all of which are on your renewal letter and a recent invoice. You will see your annual spend, where it lands in three years if nothing changes, and what each percentage of reduction is worth in real dollars.
What that adds up to
- Current annual premium spend
- $312,000
- Three-year spend if renewals keep rising at 9%
- $1,022,767
What a reduction would be worth
This is arithmetic, not a projection. It shows what each percentage off your current spend equals in dollars, so you know what is worth chasing.
| Reduction | New annual spend | Difference a year | Your share of it |
|---|---|---|---|
| 5% | $296,400 | $15,600 | $11,700 |
| 10% | $280,800 | $31,200 | $23,400 |
| 15% | $265,200 | $46,800 | $35,100 |
Illustrative estimates only. Actual costs and savings depend on your group’s census, claims, plan design, and carrier underwriting.
Get my actual numbers
We will carry these figures over so you do not type them twice.
Numbers on a screen are a start. A read of your actual renewal is better.
Send us your renewal letter and summary of benefits and we will tell you what is driving your cost, in writing, for free.