Built around the question employers actually ask.
Not “what does this plan cost” but “why does it cost this, and what can I do about it.”
Why HowToHR exists
At 10 to 250 employees, benefits are a serious line item and nobody inside the company has time to challenge the renewal. So it gets approved. The review is that project, done by someone whose job it is.
How we get paid
The review is free. If you appoint us broker of record, the carrier pays us the same way it pays any broker. HowToHR One is $12 per employee per month, or $8 once your benefits are with us.
Full detail is on our disclosures page. We are licensed by the Texas Department of Insurance.
What we hold ourselves to
Transparency
You know how we are paid and what we chose not to recommend, before you decide.
Speed
A returned call the same day and a renewal process that starts 120 days out.
One point of contact
One person who knows your plan, your payroll provider, your renewal date, and your people.
Start with the free review.
No contract, no fee, and a written report you keep whatever you decide.